O3 Credit Cards give you access to a revolving credit facility. Our cards are NAIRA-denominated cards which can be used locally for cash withdrawals or for payment of goods/services.


With our credit cards you will be able to withdraw money from all ATMs and make payments at POS terminals in Nigeria.



·                     Easy access to CREDIT Easy access to credit cards with limits ranging from ₦100,000 to ₦1,500,000.

·                     No security deposit or collateral required. O3 Cards gives you access to credit without having to make any equity contribution or pledge any property as collateral.

·                     Revolving line of credit With O3 Credit Card, your credit line is constantly available 24/7. Just pay down your outstanding balance and your full balance is available for use again without requiring any new approval.

·                     No Bank Restrictions You can operate any Bank Account in Nigeria and still have access to an O3 Credit Card.

·                     Access to Discounts and great deals We are in partnership with various merchants all over Nigeria where you can get great discounts and fantastic deals.

·                     Flexible payment for goods and services All goods and services enjoyed by you and your family can be paid for in one bill at your convenience.

·                     Reward Scheme Points and cash back rewards are available for purchases made with O3 cards at selected outlets.


Contact Us

For more detail - inquire us at 07006322737 or 012777630

Email Us at care@o3cards.com




18, Jerry Iriabe Street,
Lekki Phase One,

Website - 

Visit Link - https://www.o3cards.com/benefits-of-credit-cards-to-millennials/

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